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Financial Planning

Our planning addresses key “what-ifs” to build a personalized, resilient plan for life’s changes.
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Tax-Optimized Retirement Planning

Our retirement strategies minimize taxes, ensure steady income, and secure your future—so you keep more of your money.
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Investment Management

We manage your portfolio with discipline and research, tailored to your goals and risk tolerance.
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Insurance & Long-Term Care Planning

We safeguard your wealth, support your family, and prepare for future health needs.
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Client Experience

Fees

Wealth Management services include Financial Planning, Investment Management, Retirement Income Planning, Estate Planning, Long-Term Care Planning, and much more.
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Tax Center

Roth Conversions

Wealth Management services include Financial Planning, Investment Management, Retirement Income Planning, Estate Planning, Long-Term Care Planning, and much more.
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Resources

Blog

Estate Planning Essentials: Building a Plan That Reflects Your Wishes. Estate Planning Essentials: Building a Plan That Reflects Your Wishes
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Videos

Estate Planning Essentials: Building a Plan That Reflects Your Wishes. Estate Planning Essentials: Building a Plan That Reflects Your Wishes
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Contact

Financial Planning

Most people spend more time planning a vacation than planning for retirement. We believe that a financial plan is needed for clients in all phases of their lives, and is cornerstone to any investment strategy. Our process is as follows:

We address your personal and financial circumstances

We identify, and select and prioritize your goals/wants/needs

We analyze your current course of action and offer alternatives

We make specific recommendations leveraging our experience

We will present a comprehensive plan, implement it, monitor it on a regular basis, and provide you with access to that plan in a format compatible with your computers and mobile devices of all kinds

Long-term thinking and planning enhances short-term decision-making.

Manoj Arora

From The Race To Financial Freedom

Experienced Fiduciary & Certified Financial Planner® Based in North Wales, PA

Discover how Paul Murray and PTM Wealth Management help individuals and families build a secure financial future through personalized financial planning, investment management, tax planning, income planning, and long-term care strategies.

Contact us to learn more about our financial planning services.

Paul Murray is an Accredited Investment Fiduciary® (AIF®) and Chartered Financial Consultant® (ChFC®), and believes that every investor must address the Four Major Risks for to every investor: Tax Rate Risk, Legislative Risk, Market Risk, Longevity Risk, and Long-Term Care Risk. Our financial plans address these and other risks to ensure you meet our goals and can achieve a secure financial future.

Tyler Breder, is a Certified Financial Planner® (CFP®) who develops our clients’ financial plans, which include tax planning and optimization, income planning, retirement planning, estate planning, investment management, and long-term care planning considerations.